+- Be Right Back, Uninstalling (https://www.brbuninstalling.com)
+-- Forum: General Category (https://www.brbuninstalling.com/forumdisplay.php?fid=49)
+--- Forum: General Discussion (https://www.brbuninstalling.com/forumdisplay.php?fid=59)
+--- Thread: Neat stuff (non-lulz but interesting things) (/showthread.php?tid=8600)
Pages:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
Re: Neat stuff (non-lulz but interesting things) - Kor - 04-13-2010
http://www.mint.com/blog/goals/rent-vs-buy/
Intriguing article.
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-14-2010
(04-13-2010, 10:50 PM)Kor link Wrote: http://www.mint.com/blog/goals/rent-vs-buy/
Intriguing article.
You have to compare full costs of ownership less equity to full costs of renting. Equity is hard to measure/predict though because it also includes increase in value.
Re: Neat stuff (non-lulz but interesting things) - CaffeinePowered - 04-14-2010
(04-14-2010, 08:01 AM)Surf314 link Wrote: [quote author=Kor link=topic=1507.msg146862#msg146862 date=1271217037]
http://www.mint.com/blog/goals/rent-vs-buy/
Intriguing article.
You have to compare full costs of ownership less equity to full costs of renting. Equity is hard to measure/predict though because it also includes increase in value.
[/quote]
Your first home should not be treated as in investment, I do not live in a portfolio, my mutual funds can not keep me safe from the elements or store all the stuff I own.
The entire thought process of "Oh, I'll buy a home, it will increase in value and I'll be able to afford it" is the entire line of thinking that got us into this mess in the first place.
Re: Neat stuff (non-lulz but interesting things) - at0m - 04-14-2010
(04-14-2010, 08:28 AM)Caffeine link Wrote: [quote author=Surf314 link=topic=1507.msg146892#msg146892 date=1271250100]
[quote author=Kor link=topic=1507.msg146862#msg146862 date=1271217037]
http://www.mint.com/blog/goals/rent-vs-buy/
Intriguing article.
You have to compare full costs of ownership less equity to full costs of renting. Equity is hard to measure/predict though because it also includes increase in value.
[/quote]
Your first home should not be treated as in investment, I do not live in a portfolio, my mutual funds can not keep me safe from the elements or store all the stuff I own.
The entire thought process of "Oh, I'll buy a home, it will increase in value and I'll be able to afford it" is the entire line of thinking that got us into this mess in the first place.
[/quote]Well that + fraudulent and/or irresponsible lenders. WaMu's current scandal is proof positive of that, they were heavy into ARMs because they were vastly profitable. But anyone with half a brain knows that ARMs aren't sustainable; after they explode, people just default all over the place :/
Re: Neat stuff (non-lulz but interesting things) - Kor - 04-14-2010
The intriguing aspect of the article is the philosophy behind the argument: In buying a house, you financially zero out decades after, but renting allows you(provided all things are equal) to simply live at the zero point. While renting, you have the potential ability to truly be financially free(or liquid, if you prefer) which is the ultimate end goal of being a homeowner in the first place. While I'll admit my knowledge in economics is limited, the appeal of not being under the thumb of a bank outweighs the societal expectation to have your own house.
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-14-2010
(04-14-2010, 09:06 AM)Kor link Wrote: The intriguing aspect of the article is the philosophy behind the argument: In buying a house, you financially zero out decades after, but renting allows you(provided all things are equal) to simply live at the zero point. While renting, you have the potential ability to truly be financially free(or liquid, if you prefer) which is the ultimate end goal of being a homeowner in the first place. While I'll admit my knowledge in economics is limited, the appeal of not being under the thumb of a bank outweighs the societal expectation to have your own house.
That is true and should be factored more heavily into your decision.
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-14-2010
Also:
http://www.popsci.com/science/article/2010-03/how-time-flies
Re: Neat stuff (non-lulz but interesting things) - CaffeinePowered - 04-14-2010
Shotgun Tazer Slug
Re: Neat stuff (non-lulz but interesting things) - CaffeinePowered - 04-14-2010
Some of the richest people -> "Tax us more"
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-14-2010
http://news.bbc.co.uk/2/hi/asia-pacific/4252692.stm
How can this be true?
Re: Neat stuff (non-lulz but interesting things) - Kor - 04-14-2010
(04-14-2010, 01:02 PM)Surf314 link Wrote: http://news.bbc.co.uk/2/hi/asia-pacific/4252692.stm
How can this be true?
The old adage applies: It's not the voltage that kills you, but the amps. Human bodies has an incredible capacity for static electricity.
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-14-2010
(04-14-2010, 01:43 PM)Kor link Wrote: [quote author=Surf314 link=topic=1507.msg146962#msg146962 date=1271268142]
http://news.bbc.co.uk/2/hi/asia-pacific/4252692.stm
How can this be true?
The old adage applies: It's not the voltage that kills you, but the amps. Human bodies has an incredible capacity for static electricity.
[/quote].
So this man became a walking power plant? Could he charge his cell phone by holding it?
Re: Neat stuff (non-lulz but interesting things) - Kor - 04-14-2010
Incredible capacity, but not conductivity. It's why flesh melts/chars when current passes through.
Re: Neat stuff (non-lulz but interesting things) - at0m - 04-14-2010
(04-14-2010, 02:00 PM)Kor link Wrote: Incredible capacity, but not conductivity. It's why flesh melts/chars when current passes through.Pretty much this, although amusingly the reason we HOLD static charge is because of our low conductivity ^_^ otherwise it would dissipate pretty much instantly.
Re: Neat stuff (non-lulz but interesting things) - Dtrain323i - 04-15-2010
(04-14-2010, 11:13 AM)Caffeine link Wrote: Shotgun Tazer Slug
WANT
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-15-2010
http://www.npr.org/blogs/money/2010/04/inside_the_returns_of_americas.html
Re: Neat stuff (non-lulz but interesting things) - CaffeinePowered - 04-15-2010
(04-15-2010, 12:17 PM)Surf314 link Wrote: http://www.npr.org/blogs/money/2010/04/inside_the_returns_of_americas.html
If you run that graph out further, like going all the way back to people like Carnegie (at least in his later 5 - 10 years), the marginal tax rate on the top portion of one's income got as high as 90%
http://www.truthandpolitics.org/top-rates.php
Re: Neat stuff (non-lulz but interesting things) - Surf314 - 04-15-2010
(04-15-2010, 12:53 PM)Caffeine link Wrote: [quote author=Surf314 link=topic=1507.msg147135#msg147135 date=1271351846]
http://www.npr.org/blogs/money/2010/04/inside_the_returns_of_americas.html
If you run that graph out further, like going all the way back to people like Carnegie (at least in his later 5 - 10 years), the marginal tax rate on the top portion of one's income got as high as 90%
http://www.truthandpolitics.org/top-rates.php
[/quote]
That's how the laffer curve theory came about.
Re: Neat stuff (non-lulz but interesting things) - Chief - 04-17-2010
Chip Serving Lifehacks
fuck yeah, i always hated getting bowls
Re: Neat stuff (non-lulz but interesting things) - Versus - 04-17-2010
nice